2019-2020 Å·ÃÀ¿Ú±¬ÊÓƵ Boulder Gold Health Insurance Plan

The Gold Student Health Insurance Plan (SHIP) is a comprehensive insurance plan for Å·ÃÀ¿Ú±¬ÊÓƵ Boulder students. The plan provides a full year of coverage for services on campus through Å·ÃÀ¿Ú±¬ÊÓƵ Boulder Medical Services and Counseling and Psychiatric Services (CAPS), as well as medical care received locally and nationally. Enroll in Gold SHIP for $1,874 per semester. 

Plan year 2019-2020

  View the 2019-2020 insurance brochure     Download a Temporary ID Card

SemesterDates of Coverage
Fall 2019August 18, 2019 to December 31, 2019
Spring/summer 2020January 1, 2020 to July 31, 2020
Summer 2020 onlyMay 1, 2020 to July 31, 2020

Plan Eligibility

Eligible students must actively attend classes for at least the first 31 days after the date for which coverage is purchased.

  • Degree-seeking undergraduate students enrolled in six (6) or more credit hours and graduate students enrolled in one (1) credit hour or more are eligible are eligible to enroll in Gold SHIP.
  • Non-degree seeking and Continuing Education students enrolled in six (6) or more credit hours, Study Abroad (including Semester at Sea) students, Evening MBA students and students enrolled exclusively in Be Boulder Anywhere course paying the base student fee and health fees, may be eligible to enroll in the Gold SHIP, but must do so by visiting Wardenburg Health Center.
  • Students approved for the Leave of Absence Program are eligible to enroll in the Gold SHIP for one semester they are not registered for classes and must do so by visiting Wardenburg Health Center.

Spouse and dependent coverage is not available through the Gold SHIP.

Please see below for details about on-campus and off-campus coverage. 

Plan Overview

  • Coverage for services provided by Medical Services
  • Local and national coverage (copays, deductible and coinsurance apply)
  • Prescription benefit
  • Out-of-pocket maximum of $5,000 for in-network and $10,000 for out-of-network per plan year
  • Unlimited policy maximum
  • The plan is underwritten by Aetna and administered by AmeriBen

On-campus coverage

Coverage provided for Å·ÃÀ¿Ú±¬ÊÓƵ Boulder Medical Services includes:

Medical care
Counseling and psychiatry
Sexual and reproductive health
Physical therapy and integrative care

Note: Å·ÃÀ¿Ú±¬ÊÓƵ Sports Medicine at the Champion Center is not part of Å·ÃÀ¿Ú±¬ÊÓƵ Boulder Medical Services.

Nutrition services

Nutrition counseling for a variety of concerns

Laboratory and X-ray

More coverage information

Specialist visits

A referral from Medical Services is required before obtaining off-campus medical care. Please contact Health and Wellness Services at 303-492-5107 before scheduling an appointment off site. Mental health visits do not require a referral. This plan also includes international coverage.

In-network providers

  • $20 copay per mental health visit*
  • $40 copay per other health visit*
  • $500 deductible per policy year
  • Coinsurance applies once the deductible is met; patient pays 20% up to a $5,000 out-of-pocket maximum per policy year

*Copays do not apply to the deductible

Out-of-network providers

  • $1,000 deductible per policy year
  • Coinsurance applies once the deductible is met; patient pays 50% up to a $10,000 out-of-pocket maximum per policy year
  • $75 copay per urgent care visit
    • Coinsurance will apply
  • $150 copay per emergency room visit
    • Deductible and coinsurance will apply
  • $200 copay per hospitalization admission
    • Deductible and coinsurance will apply

Vision

Annual eye exam

Gold SHIP students are entitled to one routine eye exam per policy year at no additional cost through . This includes visual fields testing, glaucoma screening, refraction and a dilated exam if needed. 

Contact lens fittings and medical eye care services are available at an additional fee to the patient. Eyeglass frame and lenses are offered at a discount to students with the Gold SHIP. 

College Optical: 303-444-3092  |  

Aetna Vision Discount Program

Gold SHIP students are enrolled in the Aetna Vision Discount Program which provides discounts on glasses, contacts and LASIK with participating providers. 


Dental

Annual dental exam, cleaning and X-ray

Gold SHIP students are entitled to one dental exam, cleaning* and x-ray per policy year at no additional cost through PERFECT TEETHâ„¢. 

PERFECT TEETHâ„¢ Locations:

*Cleaning will be done in the absence of periodontal disease.

PERFECT TEETHâ„¢ discount plan

Gold SHIP students are entitled to receive additional dental services at the same discounted rates available through the PERFECT TEETH Dental Plan. These expenses are the patient’s responsibility.  

For more information visit the 

Accidental injury to sound natural teeth and removal of impacted wisdom teeth 

Limited benefits for these services are covered by the Gold SHIP. Please provide your insurance card to the dental provider for billing purposes.

Contact Student Health Insurance and Referrals at 303-492-5107 for questions relating to benefit limits and patient financial responsibility.

  • $25 copay for generic prescriptions
  • $45 copay for formulary prescriptions
  • $75 copay for non-formulary prescriptions

Certain medication can be dispensed in a 90-day supply through the pharmacy at Wardenburg Health Center.  Please be aware that a 90-day supply is not allowed at outside pharmacies without an over-ride.

Mail order information and instructions:

Save time and skip the line with the Aetna Rx Home Delivery pharmacy. Gold SHIP members can request their prescriptions to be mailed. Make a request online or print and send in an order form

If you have been using the specialty pharmacy to fill your prescriptions, this service will change.  Please contact Ameriben directly at 855-480-4161 for instructions on how to obtain these specialty medications.

The Å·ÃÀ¿Ú±¬ÊÓƵ Gold SHIP includes:

Gender Confirmation Surgery and Related Therapy Eligible Expenses include:

  1. mental health counseling;
  2. hormone replacement therapy;
  3. sexual reassignment surgery:
    1. for female to male: mastectomy, hysterectomy, salpingo-oophorectomy, vaginectomy, metoidioplasty, scrotoplasty, urethroplasty, placement of testicular prosthesis, phalloplasty; or
    2. male to female: orchiectomy, penectomy, vaginoplasty, clitoroplasty, labiaplasty, breast augmentation.

Students who would like to learn more about accessing their gender confirmation benefits can contact our Ameriben representative, Jennifer Barr, at 1-208-947-9519 or jbarr@ameriben.com

The Student Health Insurance and Referrals department is also available to answer questions at 303-492-5107.

For more information, see transgender and gender affirming care at Medical Services.